At Wesley Dental, we understand that dental insurance can sometimes feel like a complicated maze, with terms and benefits that may not always be clear. One thing is for sure, though—if you don’t use your benefits, they can expire at the end of the year. That’s why taking advantage of your dental coverage before the clock runs out is essential. You can save money by scheduling your appointments and using your benefits while ensuring your teeth and gums stay healthy.
Your Benefits Don’t Roll Over
Dental insurance usually operates on a calendar year, unlike other insurance types. Any unused benefits won’t roll over into the next year. If you’ve been putting off that cleaning, filling, or crown, now is the time to take action. By the end of the year, any unused portion of your benefits will be lost, and you won’t be able to use them again until the following year.
For many people, the idea of wasting hard-earned benefits can feel frustrating, especially when there are still treatments left that your insurance could cover. The key to preventing this is to plan and use the remaining benefits before the year ends. If you haven’t used your dental benefits yet, schedule an appointment at Wesley Dental to ensure you don’t miss out.
Preventive Care: The Best Place to Start
The most effective way to maximize your dental benefits is to focus on preventive care. Most dental plans cover preventive treatments, such as cleanings, exams, and routine X-rays, 100%. These services are critical for maintaining good oral health and can help catch problems early when they’re easier (and less expensive) to treat.
During a routine exam, your dentist will look for signs of cavities, gum disease, and other dental issues that might develop under the surface. Catching these problems early can save you from needing more costly treatments like root canals or crowns later on. By using your benefits for preventive care, you’re investing in your future health and ensuring that your smile stays bright and healthy.
Maximize Your Annual Maximum
Most dental insurance plans have an annual maximum, the maximum amount your insurance will pay for dental care in one year. If you haven’t reached that limit yet, there’s still time to use your benefits and reduce the out-of-pocket costs for treatments you need.
For example, your insurance may cover some of the cost if you need fillings, crowns, or other restorative treatments. These treatments can be expensive if you’re paying for them entirely out of pocket, but you can save a significant amount of money by using your dental benefits. If you’re not sure how much of your annual maximum you’ve used or how much coverage you have left, contact Wesley Dental, and we’ll be happy to help you understand your benefits.
Don’t Wait for Major Dental Issues
Sometimes, people wait until they experience significant dental pain or discomfort before they seek treatment. However, by the time you’re feeling pain, the issue may have already progressed and become more complicated and expensive to fix. It’s always better to address dental problems before they escalate.
If you’ve been putting off a cleaning, filling, or crown, don’t wait until you experience pain to schedule your appointment. Use your benefits to address any issues while they’re still manageable. Early treatment can save you time, money, and discomfort and help you avoid more invasive procedures.